Payment solutions

Expense management software

Create travel and expense or accounts payable solutions with flexibility and control.

The problem

Expense management software solutions look to issue their own card products to create a better experience for their customers who use the software to track, manage, and report on company spend. With thousands of end users at play, scale and control is critical.

The solution

Issue cards at scale across a large user base with data and reporting to gain full control and visibility into the card program, usage, and risks. Leverage open APIs to create customized cards with baked-in spend controls that fund expenses in real time for individuals or teams.

How it works

See how Marqeta creates card programs for expense management

By offering seamless corporate card experiences, we empower our customers to focus on their business goals instead of spending valuable time combing through expense reports. Marqeta’s open API platform is the perfect fit for our business, and will support us as we continue to innovate and come up with new product offerings to offer our customers.

Blake Murray,Founder and CEO, Divvy

Key benefits for expense management

Virtual cards

Create virtual cards as needed to satisfy accounts payable and empower employees with expense cards provisioned directly to digital wallets.

Physical and tokenized cards

White label, personalize, and brand your physical cards and leverage in-app provisioning into digital wallets.

Dynamic spend controls

Create customized solutions for your customers (e.g., cards that can limit spend to certain individuals, teams, merchants, or a time period such as during an event).

JIT (Just-in-Time) Funding

Authorize and fund transactions in real time, optimizing for cash flow and spend control.

Inject metadata into each transaction

Append metadata to each transaction to ease reconciliation and reduce errors. Match supplier IDs, invoice numbers, and more.

Data insights

Provide visibility into spend patterns to help guide budget allocations.

Launch your next payment innovation

Let's talk about your use case and how we can help.

Expense management software

The problem

The solution

How it works

Key benefits for expense management

Virtual cards

Physical and tokenized cards

Dynamic spend controls

JIT (Just-in-Time) Funding

Inject metadata into each transaction

Data insights

Launch your next payment innovation

Solutions

Product

Features

Developer

Company

The problem

The solution

Virtual cards

Physical and tokenized cards

Dynamic spend controls

JIT (Just-in-Time) Funding

Inject metadata into each transaction

Data insights

Key benefits for expense management