Marqeta for Banking

Same proven platform. New modern banking tools.

Design innovative banking experiences with the same freedom and flexibility that Marqeta brought to modern card issuing.

Embed financial services and transform your customer journey

Launch an end-to-end offering on a platform that combines modern card issuing and banking-as-a-service.

Modern banking-as-a-service tools built from the ground up

Design your custom banking experience across the entire customer lifecycle.

Demand Deposit Accounts

Launch a Demand Deposit Account tied to a debit card with no maximum balance, high spend limits and consumer protection through FDIC insurance.

Prepaid Accounts

Get to market quickly with a general purpose reloadable account and prepaid card with the ability to support consumer and commercial programs and Gateway JIT functionality.

KYC

Confidently onboard users at scale by swiftly verifying identities and reducing friction for legitimate customers, while helping to block fraudsters.

Early Pay

Build trust with users by providing access to paychecks up to two days early, with complete control over which users are eligible.

Direct Deposit

Encourage customer loyalty and card usage with direct deposit functionality. Easily set up automated direct deposits with configurable limits and detailed reporting for careful control.

Surcharge-Free ATM

Enhance your cardholder value proposition by giving users flexible access to cash through the Allpoint and MoneyPass networks of 85K fee-free ATMs.

Bill Pay

Provide your cardholders a seamless user experience to manage and pay their bills without having to leave your banking app, while earning additional revenue on card payments.

ACH

Enable easy money movement between bank accounts and leverage Marqeta's integration with Plaid for streamlined account verification and balance checks.

Delight your users and build loyalty that lasts

Create a flywheel of engagement across your entire offering with an innovative card offering supported by modern money movement.

Complete your offering with a suite of services to support your banking vision.

Learn more about Marqeta’s
card issuing, program management, and risk tools to scale your banking program.

*Marqeta is not a bank. Marqeta provides a technology platform to enable its customers to build out products using services offered by its bank partners.

Start innovating with Marqeta today

Let’s talk about your banking solutions roadmap and how we can help.